1. Company Overview
Super V Coins Inc. (“the Company”) has been operating continuously since 1960 and provides services to investors and collectors in precious metals, numismatic coins, and rare currency. The Company operates as a market maker, buying and selling eligible products on a daily basis. Its financial statements are audited annually by an independent, recognized certified public accounting firm.
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2. Products and Services
The Company offers precious metals, bullion bars, numismatic and semi-numismatic coins, and rare currency. All products sold by Super V Coins Inc. are fully guaranteed for authenticity. Educational materials, market data, and spot pricing information are provided for informational purposes only.
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3. Purchase, Delivery, and Storage
Upon purchase, clients may elect either:
•    Prompt physical delivery of products, or
•    Storage through an approved third-party storage facility, subject to applicable restrictions.
Ownership of products transfers to the client upon completion of purchase, subject to payment clearance.
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4. Client Services
Clients are supported by Account Executives and Client Relations personnel who provide information regarding products, order processing, refunds, and liquidation requests. The Company endeavors to provide personalized and professional service but does not offer financial, tax, or legal advice.
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5. Authenticity Guarantee and Refund Policy
All products are guaranteed authentic.
For first-time purchases of precious metals, the Company provides a seven (7) calendar-day unconditional money-back refund, subject to the terms outlined in the Account Agreement.
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6. Investment Considerations and Diversification
The Company believes that precious metals and numismatic coins may serve as a component of a diversified investment portfolio. As a general guideline, allocation should not exceed 5% to 20% of total invest able assets. Clients investing beyond this range are strongly encouraged to consult independent financial advisors. Precious metals and numismatic coins should generally be considered long-term investments.
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7. Pricing Policy and Spreads
Prices are established internally based on market analysis, supply and demand, and proprietary evaluation methods. Prices are subject to change without notice.
Definitions:
•    Ask Price: The price at which the Company sells a product.
•    Bid Price: The price at which the Company offers to repurchase a product.
•    Spread: The difference between the ask price and the bid price.
Current indicative spreads:
•    Approximately 13% for one-ounce or larger bullion products and select coins.
•    Approximately 28% for products smaller than one ounce.
A 1% liquidation fee applies to repurchase transactions. Additional administrative or transaction fees may apply as outlined in the Account Agreement.
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8. Buyback and Liquidation Policy
While the law prohibits the Company from guaranteeing repurchase, it is Company policy to offer to repurchase products sold by the Company at the current bid price, subject to market conditions. Products not originally sold by Super V Coins Inc. may be subject to lower bid prices. Buyback policies are subject to change without notice.
Liquidation requests must be submitted through an Account Executive or via authorized electronic communication.
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9. IRA-Related Transactions
The Company may refer clients to independent IRA custodians or trustees; however, Super V Coins Inc. is not affiliated with such entities and assumes no responsibility for their actions or performance. Only certain precious metals products qualify for IRA inclusion. Clients are responsible for determining suitability and compliance with applicable tax laws. The Company does not provide tax advice.
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10. Risk Disclosure
All investments involve risk. Precious metals markets are speculative, volatile, and largely unregulated. Prices, premiums, and market demand may fluctuate, resulting in potential losses. Past performance is not indicative of future results. The Company does not determine investment suitability and assumes clients are competent to make independent financial decisions.
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11. Exchange Transactions
The Company does not recommend exchange or trade-in transactions unless clients fully understand all costs involved, including spreads, fees, and potential tax consequences. No assurance can be made regarding the comparative performance of exchanged products.
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12. Payment Methods and Documentation
Accepted payment methods include bank wire, cashier’s check, personal check, credit card, and crypto currency. Clients are required to provide timely written notice for address changes, account title changes, or other material account updates, accompanied by appropriate identification and documentation.
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13. Privacy and Client Protection
Client privacy is respected. Clients may request removal from marketing or contact lists at any time. If information received is inconsistent with official Company disclosures or the Account Agreement, clients must seek clarification before proceeding with any transaction.
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14. Account Agreement and Updates
All transactions are governed by the Super V Coins Inc. Account Agreement. This policy and disclosure document may be updated periodically. Clients are responsible for remaining informed by reviewing updated materials or requesting current versions from authorized representatives.

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15. Communication and Meeting Policy (Powered / Rare Coin Transactions)
In-person meetings and long-distance telephone calls are not permitted in relation to transactions involving powered coins, rare coins, or related products.
Clients seeking information, clarification, or procedural guidance regarding such transactions must schedule an appointment with the Company’s authorized and concerned staff or official counterpart in their respective country. All discussions, briefings, and procedural explanations related to powered or rare coin dealings shall be conducted exclusively through these approved representatives and in accordance with Company policy.
Unauthorized communication methods shall not be recognized as valid for transactional purposes.